5 Best Flat-Rate Cash Back Credit Cards
For the 5 best flat-rate Cash Back Cards, the sorting process is simple. Which one gives the highest yield of cash back. The challenge is that each card offers a variety of cash back options depending on the purchase along with some bonuses. Here are the five best cash back cards that made the cut:
5) Chase Freedom Unlimited®
OVERVIEW
-1.5% Unlimited cash back for purchases
-$150 Cash back after spending $500 -No annual fee
-0% Intro APR on purchases and balance transfers for 15 months
-APR between 15.99% to 26.99% after intro* -Good, Excellent Credit Required
WHY WE LIKE IT. 1.5% Cash back on everything you purchase. Plus a bonus of $150 reward for spending at least $500 in the first 3 months. Also, the 0% balance transfer makes this a very simple and effective card.
4) Wells Fargo Cash Wise Visa® Card
OVERVIEW
-1.5% Unlimited cash back for purchases
-$200 Cash back after spending $1,000 -No annual fee
-Free access to Fico® Scores
-1.8% Cash back on Google Pay™ or Apple Pay® Mobile Wallet Purchases.
-APR between 15.99% to 26.99%* -Good, Excellent Credit Required
WHY WE LIKE IT. 1.5% Cash back on everything you purchase. Plus a bonus of $200 reward for spending at least $1,000 in the first 3 months. Google Pay™ or Apple Pay® Mobile Wallet Purchases makes this the most dynamic cash back card of the 5.
3) HSBC Cash Rewards Mastercard® credit card
OVERVIEW
-1.5% Unlimited cash back for purchases
-10% Year end rewards bonus -No annual fee
-$150 Cash back after spending $2,500
-0% intro interest on balance transfers for 15 months
-APR between 14.99% - 24.99%* -Good, Excellent Credit Required
WHY WE LIKE IT. 1.5% Cash back on everything you purchase. Plus a bonus of $150 reward for spending at least $2,500 in the first 3 months. Also, the 0% balance transfer makes this a very simple and effective card.
2) Citi® Double Cash Card
OVERVIEW
-1% Unlimited cash back for purchases
-1% Unlimited cash back after promo -No annual fee
-0% Balance transfers for 18 months
-APR between 15.49% - 25.49%* -Good, Excellent Credit Required WHY WE LIKE IT. Simple, everyday cash back on everything you buy, 1% when you make a purchase and 1% when you pay it off. Also, the 0% balance transfer makes this a very simple and effective card.
1) Cash Back Visa® Card
OVERVIEW
-3% Unlimited cash back for promotional first 6 billing cycles
-2% Unlimited cash back after promo -No annual fee
-Must acquire before Jan 9th, 2019
-APR between 18.99% - 25.99%* -Good, Excellent Credit Required
WHY WE LIKE IT. Simple, everyday cash back on everything you buy, along with a nice introductory offer to keep a bit more cash in your wallet this holiday. These along with no annual fee make it a great option.